Housing Division

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Affordable Housing Program & Information

This application is not a first time home buyer assistance application

Phone Number: (714) 229-6723

housesThe City of Cypress Home Enhancement Loan Program (HELP II) is a home improvement assistance program serving current low income homeowners in Cypress. The goals of the program are to: 1) improve the quality of life for homeowners in Cypress; 2) preserve the quality of neighborhoods; 3) promote home ownership pride and, 4) preserve and enhance property values.

Eligibility Requirements

  • Eligible home improvements are to be prioritized in the following order 1)Health, Safety, and General Welfare correction items; 2) improvements to promote "curb appeal" and enhance community property values.
  • Must be a current Cypress homeowner of a single-family, detached residence. Rental property and mobile homes are not eligible.
  • Homeowner must be the legal owner and occupy the property as a principal residence.
  • Homeowner household income must be below 80% of the Orange County Median income, adjusted for household size.
  • Homeowner’s cannot have liquid assets in excess of $50,000.
  • Homeowner’s total debt cannot exceed 100% of the home’s value appraised at the time of application. Total debt is defined as the existing debt (first mortgage, credit cards, personal loans, etc.) plus the requested loan amount.

Available Assistance

The City of Cypress is offering up to $20,000 in the form of a 10 year, forgivable loan wherein the principal is annually reduced by 10% and completely forgiven after the tenth year. 

To Get Started...
Print a pdf Preliminary Application Form, fill out, stamp and drop it in the mail.
Fill out and submit the Preliminary Application Form online.